These Terms of Service (“Terms”) govern your access to and use of the website operated by [COMPANY LEGAL NAME] (“Melon Insurance Services,” “we,” “us,” or “our”). By accessing or using our website, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use our website.
Melon Insurance Services is an independent insurance brokerage. [LICENSE INFORMATION]. We help individuals, families, and businesses compare and obtain insurance coverage from third-party insurance carriers. We do not underwrite insurance, and we are not an insurance carrier.
The information, tools, and quotes provided on this website are for general informational purposes only and do not constitute an insurance contract, a binder, or an offer or guarantee of coverage.
Submitting a request or receiving a quote through this website does not bind, place, or activate any coverage. Any quote is an estimate based on the information provided and is subject to change. Coverage is subject to insurance carrier review, underwriting, and approval, and is governed solely by the terms, conditions, limits, and exclusions of the policy actually issued by the carrier. No coverage exists unless and until a policy is issued and any required premium is paid. If there is any conflict between this website and an issued policy, the issued policy controls.
You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:
The website and its content — including text, graphics, logos, icons, images, and design — are owned by or licensed to [COMPANY LEGAL NAME] and are protected by intellectual property laws. You may view and use the website for your personal, non-commercial purposes. You may not copy, reproduce, distribute, modify, or create derivative works from our content without our prior written permission.
Our website may contain links to third-party websites, including those of insurance carriers, and may reference third-party products and services. We provide these links and references for your convenience only. We do not control and are not responsible for the content, products, services, or privacy practices of any third party. Your dealings with any third party, including any insurance carrier, are solely between you and that third party.
The website is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure, or that any information on the website is accurate, complete, or current. Nothing on this website constitutes legal, tax, or professional advice.
To the fullest extent permitted by law, [COMPANY LEGAL NAME] and its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or relating to your use of or inability to use the website, even if we have been advised of the possibility of such damages. To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the website or these Terms will not exceed [NUMBER] dollars.
You agree to indemnify, defend, and hold harmless [COMPANY LEGAL NAME] and its owners, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the website, your violation of these Terms, or your violation of any rights of a third party.
These Terms are governed by and construed in accordance with the laws of the State of [STATE], without regard to its conflict-of-laws principles. You agree that any dispute arising out of or relating to these Terms or the website will be subject to the exclusive jurisdiction of the state and federal courts located in [STATE].
We may update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of this page. Changes take effect when posted. Your continued use of the website after changes are posted means you accept the updated Terms. We encourage you to review these Terms periodically.
If you have questions about these Terms, please contact us: